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Motor Trucks Financing
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Financing Options
Companies & owner Operators – Purchase or Lease
– Skip Payments- No payment for 45 days.
Summary: Pacific Rim Funding a subsidiary of
Motor Trucks Inc., has many options to help you
finance the truck you want. This funding source
is controlled by our company which allows
maximum flexibility for all types of credit
situations. Below are some of the options
available.
Retail Finance Contract - Our
Most Popular ChoiceIf you want equipment ownership, the ability to
build equity and an avenue for depreciation-you
should consider a retail finance contract.
Also known as debt financing, a Retail Finance
contract allows you to include the funding for
related equipment and many of the other costs
for placing equipment in service.
When you work with Kenworth Northwest, you can
enjoy simple processing and documentation and
straightforward, simple-interest fixed rate
loans, no variable rates and payments that
constantly increase.
Repayment Options Full payout loans, Equal
monthly payments, Level principal payments,
Accelerated payments, Skip payments to meet
changing cash flow needs with seasonal
businesses, Balloon financing alternatives to
preserve monthly cash flow while still
maintaining an equity position.
TRAC Lease - Cash Flow Plus
OwnershipIf you want maximum monthly cash flow with a
limited initial investment-but still want to
retain ownership-then you should consider a TRAC
(Terminal Rental Adjustment Clause) Lease.
It has a predetermined purchase price at the
lease end which makes things more predictable.
You eliminate the guesswork by paying a fixed
amount equal to what the vehicle is
predetermined to be worth at the end of your
lease.
Here's an example of how it works:
FMV Lease - Cash Flow Plus
FlexibilityIf you want to enjoy new equipment without
worrying about trade-in values-and if you want
maximum cash flow-you should consider an FMV
(Fair Market Value) Lease.
The FMV Lease is available on new trucks and
tractors and is recommended when ownership and
depreciation benefits are not desired. You
aren't responsible for your equipment's residual
value at the end of the lease term and will have
several choices offering maximum flexibility.*
Municipal Lease - Tax-Exempt
and Budget FriendlyWe offer tax-exempt municipal leasing to help
your government agency obtain essential
equipment while staying within your budgetary
limits. We provide finance and lease plans for
both new and used vehicles.
We can expand the ability of your budget to
replace worn-out, high-maintenance equipment.
With a $100,000 budget, we can help you acquire
more vehicles in Year One.
For example: a $100,000 budget can purchase two
vehicles using cash or it can purchase nine
vehicles using a 5-year municipal lease.
Any government agency that can issue tax-exempt
securities generally can utilize tax-exempt
leasing. This includes States, Counties, Cities,
School Districts, Universities, Hospitals,
Special Purpose Districts and Section 501(c)(3)
Not-For-Profit Organizations.
For more information please call 206-433-5911.
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